Old Hickory Credit Union is proud to offer the following insurance products to all members through our wholly-owned subsidiary, Member Advantage Corporation (MAC). For more information about any of the following plans, please contact our insurance specialist Allissa Mattern at 847-4043 Ext. 7110.

Accidental Death & Dismemberment Insurance – All members of the credit union may apply for $2,000 free AD&D coverage.  Additional coverage may also be purchased.  Follow the link for terms and conditions.

Auto and Homeowners Insurance – Offered through Nationwide Insurance Company by the Jim Hunter agency in Mt. Juliet, Tennessee.  They are competitive in price and give excellent service.  Jim ’s office number is 615-758-5627.

Cancer Insurance  – This plan offers a cancer screening benefit for you and your dependents.  It also pays cash benefits to you to help cover non-medical expenses such as living costs, loss of income and deductions, etc.  This is in addition to any other medical insurance plans you have  You may personalize your benefits to fit your budget.

Credit Life & Credit Disability Insurance – Available on all consumer loans.  If you are off work for medical reasons your loan payments will be made for you while you are off work, and in case of your death, it will pay your loan balance.  When applying for a loan be sure to ask the loan clerk for details about this coverage.

Dental Insurance – Two plans are offered to our members. There is a managed care plan where you chose a dentist from their provider list or you may choose a second plan that allows you to use the dentist of your choice.

Disability Insurance for Accident/Sickness – Pays on or off the job for accident or sickness.  Secure your income from unexpected short-term (six months) disability by protecting your paycheck.  Accidents are the leading killer under age 37 and the fourth leading cause of death among all group.  Eleven deaths and over 2,300 disabling injuries occur every hour.

GAP Insurance – If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance will cover the replacement value.  Nevertheless, you remain liable for the difference between the insurance settlement and your auto loan balance.  GAP insurance is an affordable way to fill the gap.  You can elect GAP protection at the same time you apply for your vehicle loan.   Ask a loan clerk for details.

Intensive Care Insurance – Pays when you are confined to an Intensive Care unit for any covered accident or illness, including actual cost for air or ground ambulance.

Warranty – Auto Warranty insurance is mechanical breakdown coverage offered to members when they make a vehicle loan.  Or, this coverage may be purchased at any time if at least 1,000 miles and 1 month are left on the original manufacturer’s warranty.  Ask any loan officer for details.