Checking Accounts at OHCU

Old Hickory Credit Union offers several checking account options to meet anyone’s needs. All of our checking accounts include: Unlimited check-writing privileges, Overdraft Protection* from savings, ATM/Debit Card services, Online and Mobile Banking, Bill Payer services, and Direct Deposit availability.

Open an Account

*See Terms and Charges

Premier Dividend Checking Accounts

No minimum balance requirements
No monthly service charge if requirements are met*
Earns a higher rate of dividends**
Free Bill Payment service if you pay at least 5 bills monthly. If minimum is not met, there is a monthly charge of $4.95.

*Requires E-Statement enrollment, at least 10 debit card transactions monthly (non-ATM), and at least one ACH/Direct Deposit/Payroll Deduction transaction monthly to earn the premium tier 3 dividend and avoid a monthly service charge of $4.00. Premium dividend (tier 3) is paid on balances of $10,000 and less. Balances over $10,000 earn a tier one dividend. Tier 2 dividend is earned on all balances when the qualifying criteria are not met during the month.

**See current rates

Basic Checking Accounts

Minimum daily balance of $100 required, otherwise monthly fee*
Free Bill Payment service if you pay at least 5 bills monthly. If minimum is not met, there is a monthly charge of $4.95.

*See current Terms and Charges

Green Checking Accounts

No monthly service charge or minimum balance requirements
Free and Unlimited Online Bill Payment service
E-Statements are required

Old Hickory Credit Union offers several checking account options to meet anyone's needs. All of our checking accounts include: Unlimited check-writing privileges, Overdraft Protection* from savings, ATM/Debit Card services, Online and Mobile Banking, Bill Payer services, and Direct Deposit availability.

*See Terms and Charges

Student Free Checking Accounts

For members ages 13 to 26
No monthly service charge or minimum balance requirements
Unlimited ATM fee refunds (United States only)
Free and Unlimited Online Bill Payment service
E-Statements are required

My Way Senior Checking Accounts

For members 55 and over
No monthly service charge or minimum balance requirements
Account earns dividends*
Up to 2 free boxes of checks per year
Free Bill Payment service if you pay at least 5 bills monthly. If minimum is not met, there is a monthly charge of $4.95.

*See current rates