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Checking Accounts

Old Hickory Credit Union offers several checking account options to meet anyone’s needs.  All of our checking accounts include: Unlimited check-writing privileges, Overdraft Protection* from savings, ATM/Debit Card services, Online and Mobile Banking, Bill Payer services, and Direct Deposit availability.

*See Terms and Charges

Premier Dividend Checking

  • No minimum balance requirements
  • No monthly service charge if requirements are met*
  • Earns a higher rate of dividends**
  • Free Bill Payment service if you pay at least 5 bills monthly.  If minimum is not met, there is a monthly charge of $4.95. 

*Requires E-Statement enrollment, at least 10 debit card transactions monthly (non-ATM), and at least one ACH/Direct Deposit/Payroll Deduction transaction monthly to earn the premium tier 3 dividend and avoid a monthly service charge of $4.00.  Premium dividend (tier 3) is paid on balances of $10,000 and less.  Balances over $10,000 earn a tier one dividend.  Tier 2 dividend is earned on all balances when the qualifying criteria are not met during the month.

**See current rates

Basic Checking

  • Minimum daily balance of $100 required, otherwise monthly fee*
  • Free Bill Payment service if you pay at least 5 bills monthly.  If minimum is not met, there is a monthly charge of $4.95. 

*See current Terms and Charges

Green Checking

  • No monthly service charge or minimum balance requirements
  • Free and Unlimited Online Bill Payment service
  • E-Statements are required

Old Hickory Credit Union offers several checking account options to meet anyone's needs. All of our checking accounts include: Unlimited check-writing privileges, Overdraft Protection* from savings, ATM/Debit Card services, Online and Mobile Banking, Bill Payer services, and Direct Deposit availability. 

*See Terms and Charges

Student Free Checking

  • For members ages 13 to 26
  • No monthly service charge or minimum balance requirements
  • Unlimited ATM fee refunds (United States only)
  • Free and Unlimited Online Bill Payment service
  • E-Statements are required

My Way Senior Checking

  • For members 55 and over
  • No monthly service charge or minimum balance requirements
  • Account earns dividends*
  • Up to 2 free boxes of checks per year
  • Free Bill Payment service if you pay at least 5 bills monthly.  If minimum is not met, there is a monthly charge of $4.95.

*See current rates

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