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Business Checking

We offer two Business Checking accounts: Business Advantage and Business Money Market. Here is a comparison of their services:

Services Business Advantage Business Money Market
Monthly service charge No No
Minimum balance No $500
Items (ACH debits/ credits, deposits, withdrawals, & drafts) First 500 items free per month, then .05 per item over 500. No check writing available with this account.
Earns dividends Tiered dividends paid on daily balance up to $500,000. See current rate sheet for rates. Tiered dividends paid on daily balance over $50,000 and up to $500,000. See current rate sheet for rates.
Free Online Banking/ Bill pay $4.95/month or Free when you pay 5 or more bills per month. N/A
Cash Deposits First $5000 deposit free, then .15 per $100 over $5000. FREE
E-Statements Available Available
ATM Fees Free and unlimited at OHCU-owned machines. N/A
Overdraft Protection from Savings or Business Money Market Available* Available*
ATM/Debit Card Two free cards per account, $7 one-time issuance fee for each additional card and for replacement cards. N/A
Debit Card usage Free N/A
Other Services Free business loan consultation Free business loan consultation

*Courtesy service that charges $36.00 per item (check, debit card transaction, or ACH debit). Member must qualify for the Overdraft Privilege Program and has 30 days to bring the account to a positive balance. Overdraft limit is assigned based on total monthly direct deposits. See Overdraft Privilege for more details.

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