Making a Positive Difference in our Neighbors' Lives


Business Checking

We offer two Business Checking accounts: Business Advantage and Business Money Market. Here is a comparison of their services:

Services Business Advantage Business Money Market
Monthly service charge No No
Minimum balance No $500
Items (ACH debits/ credits, deposits, withdrawals, & drafts) First 500 items free per month, then .05 per item over 500. No check writing available with this account.
Earns dividends Tiered dividends paid on daily balance up to $500,000. See current rate sheet for rates. Tiered dividends paid on daily balance over $50,000 and up to $500,000. See current rate sheet for rates.
Free Online Banking/ Bill pay $4.95/month or Free when you pay 5 or more bills per month. N/A
Cash Deposits First $5000 deposit free, then .15 per $100 over $5000. FREE
E-Statements Available Available
ATM Fees Free and unlimited at OHCU-owned machines. N/A
Overdraft Protection from Savings or Business Money Market Available* Available*
ATM/Debit Card Two free cards per account, $7 one-time issuance fee for each additional card and for replacement cards. N/A
Debit Card usage Free N/A
Other Services Free business loan consultation Free business loan consultation

*Courtesy service that charges $36.00 per item (check, debit card transaction, or ACH debit). Member must qualify for the Overdraft Privilege Program and has 30 days to bring the account to a positive balance. Overdraft limit is assigned based on total monthly direct deposits. See Overdraft Privilege for more details.

Love My Credit Union Rewards MasterCard
Telemedicine of America Verified by VISA
Equal Housing Lender Federally insured by NCUA