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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Credit Union Nashville, Tennessee

Nashville Credit UnionYou might be exploring the various options you have to invest your money. Consider joining a credit union in Nashville, Tennessee. A credit union offers various advantages to its members such as personalized service, reasonable rates, and local ties. If you are looking for a credit union in Nashville, TN, turn to Old Hickory Credit Union.

Founded in 1934, our institution serves as a safe and reliable partner that offers solutions to our members’ financial needs. Our credit union in Nashville, TN is registered under the National Credit Union Administration (NCUA), the agency that regulates financial cooperatives in the country. We aim to leave a positive financial impact on our member’s lives as a credit union in Nashville, TN.

Must-Have Qualities of a Credit Union in Nashville, Tennessee

Here are some things you have to consider before joining a credit union in Nashville, Tennessee:

  • Choose an Accessible Credit Union in Nashville, Tennessee

When looking for a credit union, Nashville, TN residents should consider the accessibility of the institution. Check if the credit union in Nashville, Tennessee that you’re considering has ATMs and branches near your location to make it easy for you to retrieve your money.

Financial cooperatives such as Old Hickory Credit Union partner with notable ATM networks to allow free access to its members. Apart from several ATM locations in Tennessee, our credit union in Nashville, Tennessee also provides stable online and mobile banking services.

Aside from our branches and ATMs, we have steady online services and mobile apps designed for people who have a busy lifestyle. Members of our credit union in Nashville, Tennessee can check the status of their accounts, transfer money, or pay their bills anytime, anywhere.

  • Credit Union in Nashville, Tennessee Must Have Security Features

A credit union in Nashville, TN may offer convenience with its mobile and online services. However, you should also check if the financial cooperative has security features in place to protect you against identity thieves and fraudsters. Your credit union in Nashville, Tennessee must have clear-cut guidelines in place that will be useful in the event of a fraud or irregularity in your account.

Old Hickory Credit Union has a fraud prevention service. To secure members of our credit union in Nashville, TN, our automated system will send notifications in the form of voice, text, or email communication if we detect possible issues with your account. We will do whatever it takes to secure our banking members’ credit accounts.

  •  Research on the Services Offered by a Credit Union in Nashville, Tennessee

Before you sign up with a credit union in Nashville, TN, you should review the products and services they have available. Auto or personal loans as well as mortgages, checking accounts, savings accounts, or youth accounts are just some of the services our credit union in Nashville, Tennessee offers.

  •  Look for a Credit Union in Nashville, Tennessee That Serves Your Lifestyle

A credit union in Nashville, Tennessee is formed to address the needs of a specific group of people. For example, there is a credit union in Nashville, Tennessee designed for farmers, military personnel, county residents, or company retirees.

Before joining a credit union in Nashville, Tennessee, check out if the financial cooperative suits your needs. An institution that understands the demands of your lifestyle can better attend to your financial requirements.

Join a Credit Union in Nashville, Tennessee

If you are looking for a safe and reliable financial institution, contact Old Hickory Credit Union today. For questions about our services as a credit union, Nashville, Tennessee residents may contact us at 615-847-4043 or our toll-free hotline at 1-800-998-4043. Our friendly representative will respond to your concerns about our credit union in Nashville, Tennessee. You may also email us at questions@ohcu.org.

In case you need help with possible fraud cases, credit members can call our hotline at 1-800-417-4592. Our credit union in Nashville, Tennessee looks forward to serving you.

Old Hickory Credit Union - Credit Union Nashville Tennessee

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our members.

Membership for Old Hickory Credit Union - Credit Union Nashville Tennessee

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Credit Union Nashville Tennessee

  • Checking Accounts

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability
  • Savings Accounts

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union

 

Consumer Loans

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Credit Union Nashville Tennessee

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.