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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Federal Credit Union Nashville, TN

Nashville Federal CreditA federal credit union in Nashville, TN refers to a credit union that is regulated by the National Credit Union Administration (NCUA). Created by the United States Congress, the NCUA is an independent federal agency that oversees the national credit union system in the country. To address your financial needs, you can consider the services of a federal credit union in Nashville, TN. A federal credit union in Nashville, Tennessee can offer the best financial solutions at lower rates compared to for-profit institutions.

Old Hickory Credit Union serves residents in Davidson, Sumner, Robertson, and Wilson, as well as the communities of Smyrna and La Vergne. We offer people from all walks of life a safe place to manage their financial hurdles. If you are looking for a reliable federal credit union in Nashville, TN, you can trust us to provide you exceptional financial services.

What Makes Our Federal Credit Union in Nashville, TN Great

  • A federal credit union in Nashville, TN focuses on the satisfaction of its members.

At a federal credit union in Nashville, TN, members or shareholders are at the top of the priority list. Because a federal credit union in Nashville, Tennessee puts members first, providing compassionate service is more important than generating bigger returns.

Instead of focusing on making a big profit, we put all our effort into giving quality customer service. We do this by making our financial policies more friendly and beneficial to credit members. If you need assistance from a federal credit union in Nashville, Tennessee, our representatives are more than willing to address your concerns.

  • A federal credit union in Nashville, TN offers lower fees.

One of the best benefits that a federal credit union in Nashville, TN can offer is lower fees. A federal credit union in Nashville, Tennessee tends to charge lower for its financial services. While overdraft policies are a source of profit for banks, those of a federal credit union in Nashville, TN tend to be better and more member-friendly. You can also avoid paying high banking fees when you join a federal credit union in Nashville, TN.

At Old Hickory Credit Union, our goal is to act in the best interest of our members. As a trusted federal credit union in Nashville, Tennessee, we strive to work for you with compassion and dedication. We perform diligently to help you make the most of your money. If you choose us as your federal credit union in Nashville, TN, you can benefit from better policies and fewer fees.

  • A federal credit union in Nashville, TN offers better rates.

The company vision of a federal credit union in Nashville, TN does not involve the stockholders. This means that they do not have to focus on making a profit. Consequently, a federal credit union in Nashville, Tennessee can better balance rates and provide members with better financial services.

When you become a member of a federal credit union in Nashville, TN, you can benefit from higher dividends on deposits. The higher returns this yields let you make the most of your hard-earned savings. A federal credit union in Nashville, TN also has lower interest rates on financial loans. With a federal credit union in Nashville, Tennessee, you can maximize your savings while receiving exceptional treatment.

By providing personalized financial solutions, Old Hickory Credit Union ensures that your individual expectations are met. We constantly adapt our terms to better serve our members. When in search of a federal credit union in Nashville, Tennessee, rely on Old Hickory Credit Union to help you bring your financial plans to fruition. 

Become a Member of a Federal Credit Union in Nashville, TN

Learn to save efficiently and make responsible financial decisions by joining a federal credit union in Nashville, TN. At Old Hickory Credit Union, we work to make a positive difference in the lives of our members. For more information on our federal credit union in Nashville, Tennessee, visit www.ohcu.org.

Old Hickory Credit Union - Federal Credit Union Nashville TN

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our members.

Membership for Old Hickory Credit Union

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Federal Credit Union Nashville TN

  • Checking Accounts

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability
  • Savings Accounts

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts

Teaching young people about financial responsibility, saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Federal Credit Union Nashville TN

 

Consumer Loans

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Federal Credit Union Nashville TN

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.