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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives


Loan Calculator

Loan CalculationA loan calculator is used by a borrower and his or her creditor to determine the monthly repayments for a loan. It works by providing digital computations that lets a borrower project how much the monthly amortization will be. What makes a loan calculator a good tool for a potential borrower’s loan repayment plan is that it lets him or her foresee if the monthly repayments as well as interest rates would be feasible given his or her circumstances.

Old Hickory Credit Union: Providing Reasonable Loan Terms With the Help of a Loan Calculator

Old Hickory Credit Union is a federally insured state-chartered credit union with several branches in Tennessee. Our mission is to make a positive difference in the lives of Tennesseans, which is why we strive to provide our members with safe and reliable loan calculator support for their financial needs.

 To ensure efficient financial services, we utilize various kinds of loan calculator to arrive at a fair decision with the monthly repayment.

Types of Loan Calculator Utilized by Old Hickory Credit Union

  • Mortgage Calculator

Investing in a house is no small payment. This is why we advise our members to utilize our loan calculator specifically designed for mortgages. Whether you wish to know the interest rate you qualify for or if this is the right time for you to purchase a house, our mortgage calculators can help you make the right decision.

  • Mortgage Loan Calculator – This loan calculator is designed to help us determine your monthly amortization as well as your repayment schedule.
  • Mortgage Qualifier – Why keep renting if we can help you build or buy your dream home? Use this loan calculator to find out how much you can afford for your monthly payment!
  • Mortgage Refinance – This loan calculator is helpful in finding out if you will break even should you decide to refinance your mortgage payment.
  • Rent vs. Buy – Are you financially ready to purchase a house? Use this loan calculator to find out whether it’s more practical for you to buy or rent as of now.
  • Loan Calculators

Learn about your loan and repayment possibilities and how to make them work for you with a loan calculator. Whether you want to study your options for monthly amortization, or you want to compare different types of loan fees and interests, we have a loan calculator for that.

  • Loan Calculator for Amortization – This easy-to-use loan calculator can tell you your monthly repayments in a buzz! Simply enter your loan amount and this amazing loan calculator will calculate your monthly repayment.
  • Loan Comparison – This loan calculator will sort through the monthly repayments, fees, and other costs attached to several loans, helping you make comparisons.
  • Loan Calculator for Credit Line Payment Options – This loan calculator helps explain your loan or credit line payment.
  • Auto Loan Calculator

Are you financially prepared to be a car owner? Consult our credit officers and our loan calculator!

  • Auto Loan – This loan calculator helps you determine your auto loan repayment based on your purchase price.
  • Lease vs. Buy – Would it be more practical for you to lease your next automobile or finance it? Find out with the help of this loan calculator.
  •  Credit Cards and Debt Management - Loan Calculator

We understand that you want to be debt-free as soon as possible. Use our loan calculator to learn the best solutions for your debt situation!

  • Accelerated Debt Payoff – This loan calculator is designed to show you how you can speed up paying your loan off.
  • Personal Debt Consolidation – Thinking of consolidating your debts? This loan calculator may help you decide if it is a feasible solution for you.
  • Debt Amount – This loan calculator is a good starting point for a doable debt management plan.

Contact Old Hickory Credit Union for Your Lending Needs - Loan Calculator

We are a not-for-profit financial cooperative that has been determined to help our members be responsible borrowers since we were established in 1934. Call us at 615-847-4043 for your loan calculator estimate and mortgage needs.

Old Hickory Credit Union - Loan Calculator

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our members.

Membership for Old Hickory Credit Union - Loan Calculator

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Loan Calculator

  • Checking Accounts

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability

Savings Accounts - Loan Calculator

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.

Youth Accounts - Loan Calculator

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. Including helping our members educate their children on the principal of financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Loan Calculator


Consumer Loans

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Loan Calculator

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.