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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Mortgage Loan Goodlettsville

Loans Goodlettsville, TNA mortgage loan in Goodlettsville is important when living in a home that suits you and your family the best is a priority for most people. However, the financial aspect of this dream can be quite overwhelming. Do not be discouraged; you can make it possible through mortgage loans in Goodlettsville.

Old Hickory Credit Union, a member-owned, non-profit cooperative, has been providing financial services to members from various counties since 1934. Our range of services, including offers for mortgage loans in Goodlettsville, allows you to give your family a beautiful home they can live in for years. We strive to help our members by being the place they can trust with everything from mortgage loans to financial needs.

Advantages of Applying for a Mortgage Loan in Goodlettsville

Whether this is your first time buying a house or you have been saving up for a new one, our mortgage loans in Goodlettsville can help you out. At Old Hickory Credit Union, we want to give you the chance to achieve your goals in life through our financial services. Here are some reasons why our mortgage loans in Goodlettsville can benefit you in the long run:

A Mortgage Loan in Goodlettsville Covers Conventional Financing

Old Hickory Credit Union understands the urgency of your mortgage loans and financial needs. To make things more convenient for you, we offer mortgage loans to Goodlettsville residents through conventional financing. Through this form of mortgage loans in Goodlettsville, you can buy a house faster.

A Mortgage Loan in Goodlettsville Is Ideal for First-Time Homebuyers

First-time homebuyers and people with insufficient funds are likely to find our mortgage loan in Goodlettsville an ideal option when buying a property. At Old Hickory Credit Union, we aim to offer our help by making our mortgage loan in Goodlettsville more affordable.

A Mortgage Loan in Goodlettsville Offers Several Options for Terms of Pay 

Not everyone can pay off their mortgage loans in Goodlettsville in one go. At Old Hickory Credit Union, we have several options on how long you can pay for your mortgage loans. Goodlettsville members who seek our help can choose between 5 years, 10 years, 15 years, 20 years, or 30 years term.

A Mortgage Loan in Goodlettsville Helps You Purchase Your Dream Home

If you have always wanted to buy a house, Old Hickory Credit Union has you covered. With our mortgage loans, Goodlettsville residents can finally achieve this milestone. We want to create a positive change in our members' lives. Take the opportunity to apply for mortgage loans in Goodlettsville, and purchase a wonderful house that you can pass on to the next generation of your family.

Mortgage Loan in Goodlettsville Has Low Rates

At Old Hickory Credit Union, we will never let you get the short end of the stick. If you think that applying for a mortgage loan in Goodlettsville, Tennessee will cost you a fortune, then think again. Our company offers low mortgage rates, making it easier for individuals who want to purchase a property but cannot afford to pay all at once. With our cost-efficient mortgage loans in Goodlettsville, owning a house or two will not be a far-fetched dream anymore.

Mortgage Loan in Goodlettsville Offers a High Loan-to-Value Ratio

Finding an option that works best for your financial situation is the goal of Old Hickory Credit Union. We give our members the opportunity to buy the house they have always wanted when they apply for mortgage loans in Goodlettsville. Our company offers up to 95% loan-to-value on our mortgage loan for Goodlettsville citizens.

Invest in a Mortgage Loan in Goodlettsville Today

If you are interested in applying for a mortgage loan in Goodlettsville, turn to Old Hickory Credit Union. With our help, you can finally live well in a place that you can call your own. To learn more about mortgage loan in Goodlettsville, as well as our other services, call us at 615-847-4043 or email us at questions@ohcu.org. We look forward to hearing from you.

Old Hickory Credit Union - Mortgage Loan Goodlettsville

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our members.

Membership for Old Hickory Credit Union - Mortgage Loan Goodlettsville

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Mortgage Loan Goodlettsville

  • Checking Accounts - Mortgage Loan Goodlettsville

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges in Tennessee
  • Overdraft protection from savings in Tennessee
  • ATM/debit card services in Tennessee
  • Online and mobile banking in Tennessee
  • Direct deposit availability in Tennessee
  • Savings Accounts - Mortgage Loan Goodlettsville

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts - Mortgage Loan Goodlettsville

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Mortgage Loan Goodlettsville

 

Consumer Loans - Mortgage Loan Goodlettsville

  • Personal Loans in Tennessee. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans in Tennessee. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan - Mortgage Loan Goodlettsville

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Mortgage Loan Goodlettsville

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union for your mortgage loan in Goodlettsville. To learn more about our process and services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043 today! You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.