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Making a Positive Difference in our Neighbors' Lives


Balance Transfer

Find Balance

Life is all about finding that perfect balance, but between work, caring for your family, and juggling other priorities, it's easy to feel out of control. The last ‘balance’ you need to worry about is your credit card balance. That’s where we come in!

If you're struggling to juggle multiple credit cards and their high rates, especially with the post-holiday spending statements rolling in, we can help. Just transfer those card balances to OHCU, and you’ll never have to worry about making multiple card payments or budget-breaking rates again.

  • Rates as low as 9.49%, up to 17.99%**             
  • Credit limits as low as $500 to $15,000 (based on income and credit/restrictions apply)
  • Currently waiving our 3% balance transfer fee!

Ditch those second-tier cards and find the perfect balance with our Visa® Platinum Credit Card! We'll help you pay your old cards off so you can face this year with one card and one easy-to-make payment.

Ready to transfer those old, burdensome credit card balances to our Visa® Platinum Credit Card? You can transfer your balance through online banking. Just click the "Transfer Today" button below, sign-in, and complete the transfer form! If you'd like to talk through the process with us in person, you can also visit a local OHCU branch location and work with a Branch Service Representative.

Transfer Today!


Need to open an OHCU Visa® Credit Card? Click the “Apply Now” button to get started!

Apply Now

*APR = Annual Percentage Rate. Not all members may qualify for approval. Federally insured by NCUA.