Whether you're dreaming of a fresh pine porch, sparkling new kitchen appliances, or even a safety net of flexible funds, our Home Equity Line of Credit (HELOC) can give you the glow up you deserve!

What's a HELOC? If you've owned your home for a few years, you've probably built up some equity that can be used to open this flexible line of credit. A HELOC is a great way to get funds for big-ticket purchases — and these purchases can be for a variety of things!

Here are just some examples:

• Home improvements
• Medical bills
• Education costs
• Unexpected expenses

How else are we helping you get a glow up? We're giving members who open a HELOC the chance to win a $250 Wayfair gift card!* Each quarter, two lucky members will win. This way, you can put the finishing touches on your dream lifestyle, like getting that grill for your backyard remodel or new rug for your upgraded living room.

Get the lifestyle of your dreams by opening a HELOC with us today, and give yourself the chance to win! Your glow up is only a few clicks away!

*No purchase necessary. Must be a OHCU member to enter. Entries accepted during promotion runtime of 01.01.23–12.31.23. Members who open a new OHCU Home Equity Line of Credit (HELOC) gain one automatic entry. Max one entry per member. Two winners will receive a $250 Wayfair gift card per quarter. Winners to be selected each quarter from prior quarter entries collected. Some restrictions may apply. Alternate entry method: Send a postcard to P.O. Box 140478 Nashville, TN 37214. The credit union reserves the right to change, alter, modify, or cancel this promotion at any time. See credit union for full details and official rules. Federally insured by NCUA. Equal Housing Lender.

Official Rules: Two (2) prizes with a retail value of $250.00 estimated. Eight (8) total prizes will be awarded. No purchase or payment of any kind is necessary to enter or win. A purchase will not increase your chances of winning. Promotion begins at 9:01:01 a.m. ET on 01/01/23 and ends at 3:59:59 p.m. ET on 12/31/23. Must be eighteen (18) years old or older at the time of entry. Must be a member of the credit union to enter. Void where prohibited. Odds of winning depend on the total number of eligible entries received. Incomplete or inaccurate entries are void. During the promotional period, there are two ways to enter: 1) Automatic entry by opening a new OHCU Home Equity Line of Credit OR 2) Mail-in: To receive one (1) entry without a purchase write your complete name, mailing address, day time phone number (with area code) and date of birth on a 3” x 5” postcard and mail postcard entry to: Old Hickory Credit Union P.O. Box 140478 Nashville, TN 37214. Entries must be postmarked by 12/15/23 and received by 12/31/23 to be eligible. Winners will be announced via social media or email communications. Potential winners will be notified through an email direct message or at the phone number provided. If unable to contact the potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited, and an alternative winner will be selected. Sponsor: Old Hickory Credit Union. 410 Donelson Pike Nashville, TN 37214. The Sponsor is not responsible for the printing of or typographical errors in any Contest-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries; or for transactions that are processed late or incorrectly or are lost due to computer or electronic malfunction. The Contest sponsor reserves the right to withdraw or terminate this promotion at any time, without notice. Wayfair is not a sponsor of this promotion and is in no way affiliated with OHCU. OHCU board members, employees, and their immediate family members are not eligible to win.