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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Personal Loan Nashville

Personal Loans Nashville TennesseeIf you’re in urgent need of cash, but don’t have enough money in your savings account, it might help to get a personal loan. Nashville residents who need to borrow cash can turn to Old Hickory Credit Union. We are a member-owned, not-for-profit financial cooperative that provides various financial services, such as personal loans, to Nashville residents.

Reasons to Apply for a Personal Loan in Nashville

Personal loans in Nashville can be used in many ways. We offer the option of personal loans to Nashville residents so that they can have the flexibility to use the money according to their needs. Here are some of the common reasons why people apply for personal loans in Nashville at Old Hickory Credit Union:

  • Medical Expenses in Nashville, Tennessee: There will be cases where the insurance and health coverage of an individual is not enough to cover the medical expenses. During these trying times, you can opt to apply for a personal loan. Nashville residents can talk to Old Hickory Credit Union about how they can get approved for personal loans in Nashville and use it to cover their medical bills.
  • Home Renovation in Nashville, Tennessee: Personal loans in Nashville can also be used to fix and renovate your home. In fact, applying for personal loans in Nashville may be easier than trying to convince your mortgage broker to lend you extra money for home improvement. Talk to our trusted financial advisors about how you can use a personal loan in Nashville to boost your home’s value and aesthetic.
  • Pay for a Funeral in Nashville, Tennessee: You may have insurance for your own funeral, but what about for your parents or grandparents? The cost of a funeral is very expensive. Thankfully, you can use personal loans in Nashville to pay for the final expenses of those you hold dear. It’s very painful to lose someone you love. A personal loan in Nashville, Tennessee removes the financial burden of this loss in order to ease the pain.
  • Wedding in Nashville, Tennessee: Love is the foundation of any strong marriage. However, love alone cannot help you tie the knot. For couples who haven’t saved up enough money, applying for personal loans in Nashville is a solid financial decision. You can choose a personal loan in Nashville, Tennessee that has low interest rates and ideal repayment terms. This way, your personal loans in Nashville wouldn’t be a burden to you and your family later on in life.
  • Debt Consolidation in Nashville, Tennessee: Do you have multiple debts from different lending institutions? One way you can get out of debt is to get personal loans. Nashville residents who are in debt can lessen the interest rates they’re paying by using the money they get from personal loans in Nashville to pay off their debt. This way, they’ll only have to work toward paying off a single debt.

Tip: If you want to consolidate your debt by applying for a personal loan in Nashville, turn to Old Hickory Credit Union. We have competitive rates and great repayment terms that can help you achieve financial freedom.

Wisely Use Your Personal Loan in Nashville

Before taking out personal loans, Nashville borrowers should first consider the reason why they’re applying for a loan. At Old Hickory Credit Union, we care about the financial well-being and want you to use your personal loans in Nashville wisely. We want to help you avoid financial pitfalls and achieve financial freedom. Talk to one of our advisers today to learn how our personal loans in Nashville can help you make wise financial decisions for yourself and your family.

Apply for a Personal Loan in Nashville

Are you ready to apply for personal loans in Nashville, Tennessee? Talk to one of our advisers today at Old Hickory Credit Union! Share with us your reason for applying for personal loans in Nashville, Tennessee by filling out the application form on our website. We look forward to your financial success. 

Old Hickory Credit Union - Personal Loan Nashville

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our members.

Membership for Old Hickory Credit Union - Personal Loan Nashville

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Personal Loan Nashville

  • Checking Accounts

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability
  • Savings Accounts

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Personal Loan Nashville

 

Consumer Loans

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply. 

Get in Touch With Us - Personal Loan Nashville

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.