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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Personal Loan Portland

Personal Loans Portland TNGetting a personal loan in Portland can come in handy in various cases. You can apply for a personal loan in Portland to consolidate debts, mitigate emergency expenses, or improve or repair a home. To get the best personal loan, Portland residents can rely on Old Hickory Credit Union.

About Old Hickory Credit Union, Provider of Personal Loan in Portland

Established in 1934, our cooperative has been helping our members accomplish their financial goals. We offer various services such as mortgages, checking accounts, savings accounts, auto loans, and consumer loans, as well as a personal loan in Portland.

Who Can Get a Personal Loan in Portland?

With an initial deposit of $25, you can open a savings account at Old Hickory Credit Union. The following are eligible for membership and a personal loan in Portland:

  • Residents, workers, or churchgoers in Davidson, Sumner, Robertson, or Wilson counties as well as those from Smyrna or La Vergne communities
  • Workers from our Select Employee Groups
  • People related by blood or marriage to a current member

You may apply for signature loans, vacation loans, and personal lines of credit, among others. Charges for a personal loan in Portland will vary depending on your credit score, term, and loan type. 

Tips on Using a Personal Loan in Portland

It is important to make the most out of your personal loan in Portland. The interest rate and the amount you borrow may be relatively low. However, you still need to exercise caution on where to use your personal loan in Portland. Here are some smart ways you can spend your personal loan in Portland:

  • Settle Your Debts Using a Personal Loan in Portland

Debt consolidation is done by transferring your old debts to a new loan. In some cases, you may lose track of payments because you have several debts. Use your personal loan in Portland to consolidate your debts such as car, payday, and credit card loans. A personal loan in Portland can be used to settle your remaining balance and help you pay high-interest credit card debts. 

  • Use a Personal Loan in Portland for Home Improvement

Your house is a large investment, which is why it is important for you to do preventive maintenance to keep it in good shape. Different personal projects such as repairing your leaking roof, remodeling your kitchen, upgrading your plumbing system, or repainting your exterior may cost you a lot of money.

Fund your home projects and increase the value of your property using a personal loan in Portland. If you do not have cash on hand for house repairs, you may apply for a personal loan in Portland.

  • Start a Business With a Personal Loan in Portland

After years of working in the corporate world, you may have entertained the idea of becoming your own boss and starting your own business. However, your personal resources may not be enough to make that happen. A financial cooperative like Old Hickory Credit Union can help you secure a personal loan in Portland, which you may use to finally start your own company.

  • Be Ready for Emergency Expenses Using a Personal Loan in Portland

Emergency costs such as funeral expenses or hospital bills can take a toll on your finances. Plus, your savings may not be enough to cover those expenses. If you are facing emergencies, you may apply for a personal loan in Portland. Old Hickory Credit Union is here to help you overcome these challenging situations. Be ready for these unforeseen events using a personal loan in Portland.

Get a Personal Loan in Portland

Our financial cooperative aims to make a positive impact on the lives of our members. If you are looking for a personal loan in Portland, call Old Hickory Credit Union today at (615) 847-4043 or send us an email at questions@ohcu.org. We are here to help you with a personal loan in Portland. 

Old Hickory Credit Union - Personal Loan Portland

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our financing members.

Membership for Old Hickory Credit Union - Personal Loan Portland

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Personal Loan Portland

  • Checking Accounts

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability
  • Savings Accounts

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Personal Loan Portland

 

Consumer Loans - Personal Loan Portland

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan - Personal Loan Portland

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans today! We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Personal Loan Portland

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us today at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.