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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Portland Credit Unions

Credit Union Bank PortlandWith several Portland credit unions out there, finding the best financial cooperative can be tricky. You will be entrusting them with your hard-earned money, which is why it is important that you make a calculated decision.

Old Hickory Credit Union, one of the Portland credit unions, has been helping our members with their financial concerns since 1934. We strive to make a positive impact in our members’ lives. You can always rely on our expertise and experience when it comes to your financial needs. Checking accounts and savings accounts, as well as loans and mortgages, are some our services as one of the Portland credit unions.

Things You Should Consider Before Joining a Portland Credit Union

Apart from the length of service, here are other qualities you should look for in a Portland credit union:

Take Note of the Hours of Operation and Locations of a Portland Credit Union

Consider the locations and hours of operation when looking for a Portland credit union. Some financial cooperatives are open only during business hours on weekdays. If you also work within those hours, you won’t be able to transact business unless you take a leave from work. Check out a Portland credit union that operate on weekends or extended hours. You may also look into a Portland credit union with several locations and ATMs. 

At Old Hickory Credit Union, we have many locations and ATMs around the state. Some of our locations are open during weekends to accommodate the needs of our members. Visit our website at https://www.ohcu.org/Contact/Locations-Hours.aspx to check out Portland credit unions near you. Our company also entered a partnership with known ATM networks to make sure every memeber can access their accounts in other machines.

Consider the Convenience Offered by a Portland Credit Union

These days, mobile and online banking are no longer limited to banks. Some Portland credit unions, such as Old Hickory Credit Union, have updated online and mobile banking services.

We designed these features to make transactions easy for members of Portland credit unions. With these services, every member can review their account history, pay their bills, check billing statements, and transfer money online.

Check How Portland Credit Unions Treat Their Members

When you shop around for the right Portland credit union, take note of how they treat their members and their staff. Pay attention to how they handle a member’s account and how they address their financial concern.

Compared to regular banks, a Portland credit union has a relatively smaller number of customers. Given this scenario, employees at a Portland credit union are more aware of the financial issues of their members and can pay closer attention to their needs.

Choose Insured Portland Credit Unions

To make sure your investment is secure, look for a financial cooperative that is federally insured. If an institution is backed by insurance, it can pay its members if ever it fails. Check if the union is a member of the National Credit Union Administration (NCUA), an independent agency that regulates and supervises credit unions. The Old Hickory Credit Union, one of the Portland credit unions, is a proud member of the NCUA. 

Look for Portland Credit Unions With Easy Membership

We made membership at Portland credit union simple. With just an initial deposit of $25, you can open a savings account with us. The following are eligible to join our Portland credit union:

  • Residents, workers, and worshippers from Davidson, Sumner, Robertson, or Wilson counties and those from Smyrna or La Vergne communities
  • Employees working for our Select Employee Groups
  • People who are related by marriage or blood to existing members

Join One of The Best Portland Credit Unions Today

If you are looking for established Portland credit unions, turn to Old Hickory Union. Contact us at (615) 847-4043 if you want to join Portland credit unions like us. To learn about our other services, you may also email us at questions@ohcu.org. We are looking forward to serving you as your Portland credit union.

Old Hickory Credit Union - Portland Credit Unions

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to every member.

Membership for Old Hickory Credit Union - Portland Credit Unions

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Portland Credit Unions

  • Checking Accounts - Portland Credit Union

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Checking. This account needs a minimum daily balance of $100.
  • Green Checking. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fees requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fees.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability
  • Savings Accounts - Portland Credit Union

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts - Portland Credit Union

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Portland Credit Unions

 

Consumer Loans - Portland Credit Union

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan - Portland Credit Union

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Portland Credit Unions

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.