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Old Hickory Credit Union

Making a Positive Difference in our Neighbors' Lives

615-847-4043

Visa Credit Card Nashville, TN

Visa Card TNIt’s very convenient to have a Visa credit card. Nashville, TN residents who love to travel don’t have to worry about bringing enough cash abroad if they acquire a Visa credit card in Nashville, TN before their trip. This is because Visa is one of the two leading credit card companies in the world. With a Visa credit card, Nashville, TN residents can have access to their money through the millions of locations spread across more than 200 countries. 

What Is a Visa Credit Card in Nashville, TN

Applying for a Visa credit card in Nashville, Tennessee means you will have the ability to pay for your expenses without using cash—given that you are purchasing from an establishment that accepts Visa. There are millions of Visa partners across the globe that process payments made with a credit card. Nashville, TN residents can mainly use their Visa credit card in Nashville, TN for online shopping and overseas spending.

Visa Prepaid Card Versus Visa Credit Card in Nashville, TN

One of the main benefits of applying for a credit card in Nashville, TN is the ability to spend money while traveling. Since Visa is recognized in more than 200 countries, the acquired credit card in Nashville, Tennessee can still be used even when you’re outside of the country.

Old Hickory Credit Union offers the Visa prepaid credit card as an alternative to the Visa credit card. Nashville, TN residents will only have to load funds into their prepaid credit card for them to spend. We’ve made the process of reloading easier with our online banking tools. Additionally, the prepaid credit card can be used for online shopping, similar to a credit card. Nashville, TN residents can buy what they need without leaving the comfort of their home.

Visa Gift Card Versus Visa Credit Card in Nashville, TN

Another product we offer is the Visa gift card, which you can give as a present to your friends, relatives, and other loved ones. This way, they have the option to buy something that they will surely use and enjoy.

Visa Youth Cards Versus Visa Credit Card in Nashville, TN

Some parents give their children a Visa credit card. Nashville, TN residents may do that to teach their kids about finance and to provide them with a ready source of funds in case of emergencies. However, some teens overspend using their Visa credit card in Nashville, Tennessee shopping centers, restaurants, and boutiques. That’s why many parents opt to get their children a youth card instead of a regular credit card in Nashville, TN. A youth card only allows the user to spend the amount loaded into the card. This means the user won’t be able to overdraw, unlike with a regular credit card in Nashville, TN.

Some Advantages of Having a Visa Credit Card in Nashville, TN

  • Owning a Visa credit card in Nashville, TN allows you to purchase expensive products immediately.

If you want to purchase something but you do not have the money for it just yet, a credit card in Nashville, Tennessee will enable you to buy it now. You might even be able to snap up the item while it’s still on sale; just remember to use your Visa credit card in Nashville, TN sensibly.

  • A Visa credit card in Nashville, TN can earn you interest-free days.

It is time to put an end to the misconception that a Visa credit card in Nashville, TN is a pitfall. When used prudently, your credit card in Nashville, Tennessee offers secure purchasing power. Plus, paying your balance in full before the statement period ends can even earn you perks. A favorite among many holders of credit card in Nashville, TN is interest-free days.

Apply for a Visa Credit Card in Nashville, TN Today

Drop by our website to learn more about Visa cards! You can browse through the details and information listed on our site to effectively determine which card best suits your lifestyle.

Old Hickory Credit Union - Visa Credit Card Nashville TN

Old Hickory Credit Union is a nonprofit and a member-owned financial cooperative established in 1934. Federally insured and state-chartered, we are here to make financial services affordable to our members. 

Membership for Old Hickory Credit Union - Visa Credit Card Nashville TN

Here are the people who are eligible to join our credit union:

  • Residents, workers, and churchgoers from the counties of Davidson, Sumner, Robertson, and Wilson, as well as those from the Smyrna or La Vergne communities
  • Employees who work under one of our Select Employee Groups
  • People who are married to or related by blood to any of our existing members

With an initial deposit of $25, you can open a savings account with us. If you maintain your account, your minimum deposit ensures your lifetime membership.

Banking With Old Hickory Credit Union - Visa Credit Card Nashville TN

  • Checking Accounts

To serve the different needs of our clients, we offer various options for checking accounts, including:

  • Basic Financial Checking. This account needs a minimum daily balance of $100.
  • Green Checking Services. There is no maintaining balance or monthly service fee needed.
  • Student Free Checking Banking. Designed for members who are 13 to 26 years old, the Student Free Checking account has no minimum balance or monthly service fee requirement.
  • My Way Senior Checking. This checking account, eligible to members 55 years and older, can earn dividends for account holders. It has no maintaining balance requirement or monthly service fee.
  • Premier Dividend Checking. Holders of this account may earn a higher rate of dividends. This checking account also has no maintaining balance needed or a monthly service fee.

The following features are included in all of our checking accounts:

  • Unlimited check-writing privileges
  • Overdraft protection from savings
  • ATM/debit card services
  • Online and mobile banking
  • Direct deposit availability
  • Savings Accounts

Here are some types of savings accounts we offer to our members:

  • Basic Savings Accounts. For this account, you need a $25 minimum balance. You can have unlimited deposits and up to five free withdrawals every quarter. Earn dividends with this savings account.
  • Health Savings Account. You may use this account for medical expenses. This account is safe from federal taxes if utilized by the principal holder, spouse, or dependents for qualified medical spending.
  • Share Certificates. You may get Share Certificates for a six-month term or longer.
  • Christmas Club Accounts. Members can make unlimited deposits in this savings account. The funds are transferred to account holders’ main savings accounts around October 15 every year.
  • Vacation Club Accounts. Enjoy unlimited deposits annually with this savings account. Money deposited into a Vacation Club account is transferred into the main savings account around May 15 each year.
  • Youth Accounts

Teaching young people about saving money and spending wisely can help them become responsible with their finances in the future. To help our members educate their children on financial responsibility, we offer the Save-A-Saurus and the Student Free Checking accounts.

Loans With Old Hickory Credit Union - Visa Credit Card Nashville TN

 

Consumer Loans - Visa Nashville TN

  • Personal Loans. Get Signature Loans, Vacation Loans, or Personal Lines of Credit with various financing options. Your credit score, loan type, and loan term will determine the rates.
  • Auto Loans. Are you looking to buy a car, truck, or van? We can help. Our auto loans have competitive rates. Note that rates may vary depending on your credit scores as well as term and age of collateral. You may also choose from our loan terms that range from one to seven years. Apart from automobiles, we also offer financing for motorcycles, boats, and RVs.

Mortgage Loan - Visa Nashville TN

Enjoy our low mortgage fees for our loan products such as First Mortgages and Home Equity Loans. We offer reasonable interest rates and closing costs. Note that loans will go through the approval process. Restrictions may also apply.

Get in Touch With Us - Visa Credit Card Nashville TN

If you are interested in joining a financial cooperative, turn to Old Hickory Credit Union. To learn more about our services, call us at (615) 847-4043 or our toll-free hotline at (800) 998-4043. You may also email us at questions@ohcu.org. We are looking forward to making a positive difference in the lives of our members.