Open Now

Choose this free checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.*

• Get 3.00% cash back on debit card purchases*
• No category restrictions on purchases
• Cash back earned on as much as $300 in purchases monthly*  
• Earn as much as $108 cash back per year, $9 per month*
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• No monthly maintenance fee
• No minimum balance to earn rewards
• Free online banking, OHCUGO mobile app & digital wallet services
• No minimum deposit to open

Qualifications to Earn Cash Back

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit, or ACH payment transaction
• At least 15 debit card purchases
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking or mobile banking

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
 
*Qualification Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.  "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

*Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on debit card purchases up to $300 that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle*. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Fees may reduce earnings.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA up to $250,000. Kasasa, Kasasa Cash Back, Kasasa Cash and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.