Loan Rates at OHCU
Secured Loans
Type |
|
Annual Percentage Rate* |
Automobile |
as low as |
5.25% |
Boats, Watercraft, and Recreational Vehicles |
as low as |
6.50% |
Motorcycle |
as low as |
5.25% |
Share Secured Loans (Fixed) |
as low as |
3.50% |
Certificate Secured Loans (Fixed)
|
as low as |
2.00%
|
Unsecured Loans
Type |
|
Annual Percentage Rate* |
Personal |
as low as |
10.25% |
Credit Cards
Type |
|
Annual Percentage Rates* |
Visa Platinum |
as low as |
9.49%
|
First Mortgages
Term |
Origination Fee |
Interest Rate* |
5 Year |
0.50% |
4.500%* |
10 Year |
0.50% |
4.750%* |
15 Year |
0.50% |
5.000%* |
20 Year |
0.50% |
5.250%* |
30 Year - Call for rate |
|
|
Additional Information |
|
Home Equity Loans
Term |
|
Interest Rate* |
5 Year |
Fixed Rate (Up to 85% LTV) |
5.250% |
10 Year |
Fixed Rate (Up to 85% LTV) |
5.500% |
15 Year |
Fixed Rate (Up to 85% LTV) |
5.750% |
Home Equity Line of Credit
Type |
Payment |
Annual Percentage Rate* |
Variable Rate (Up to 85% LTV) |
1% of ending monthly balance |
Prime Rate (floor rate of 4% - ceiling rate of 18%) |
|
|
|
Additional Loan Information
*Your rate may vary from the rate quoted and will be determined by your credit score
Mortgage interest rates are subject to change without notice
Secondary mortgage market financing through CUMA, Inc. and Lender Select Mortgage Group.
Terms vary
Minimum balance of $25 to establish membership