Loan Rates at OHCU

Secured Loans
Type		Annual Percentage Rate*
Automobile	as low as	5.25%
Boats, Watercraft, and Recreational Vehicles	as low as	6.50%
Motorcycle	as low as	5.25%
Share Secured Loans (Fixed)	as low as	3.50%
Certificate Secured Loans (Fixed) Term cannot exceed the maturity of the certificate	as low as	2.00% (above the certificate dividend rate)

Unsecured Loans
Type		Annual Percentage Rate*
Personal	as low as	10.25%

Credit Cards
Type		Annual Percentage Rates*
Visa Platinum	as low as	9.49%

First Mortgages
Term	Origination Fee	Interest Rate*
5 Year	0.50%	4.500%*
10 Year	0.50%	4.750%*
15 Year	0.50%	5.000%*
20 Year	0.50%	5.250%*
30 Year - Call for rate
Additional Information
Cash out refinances up to 80% LTV \| Purchases and/or no cash-out refinances up to 95% LTV Processing fee required on all mortgage loans

Home Equity Line of Credit
Type	Payment	Annual Percentage Rate*
Variable Rate (Up to 85% LTV)	1% of ending monthly balance	Prime Rate (floor rate of 4% - ceiling rate of 18%)
*Based on published Prime Rate

*Your rate may vary from the rate quoted and will be determined by your credit score

Mortgage interest rates are subject to change without notice

Secondary mortgage market financing through CUMA, Inc. and Lender Select Mortgage Group.

Terms vary

Minimum balance of $25 to establish membership