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Checking Comparison

Compare Checking Account Features

Compare Checking Account Features
Account Free Kasasa® Cash Checking

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Free Kasasa Cash Back® Checking		 Free Kasasa Tunes® Checking
More Information Open Now Learn More Open Now Learn More Open Now Learn More
Features Free checking that pays high dividends! Free checking that pays you back! Free checking that refunds you for your purchases on iTunes®, Amazon®, or Google Play™!
Monthly Rewards
  • 4.50% APY on balances as much as $10,000
  • 0.25% APY on portion of balance over $10,000
  • 0.05% APY on all balances if qualifications aren't met
  • Get 3.00% cash back on debit card purchases
  • No category restrictions on purchases
  • Cash back earned on as much as $300 in purchases monthly  
  • Earn as much as $108 cash back per year, $9 per month
  • $15 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month
  • $30 in refunds for iTunes, Amazon, or Google Play purchases when you open your account
Monthly Service Charge NONE NONE NONE
Refunds on ATM Fees Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Free Online Banking, Mobile App & Digital Wallet Services YES YES YES
Minimum Opening Deposit No minimum deposit to open No minimum deposit to open No minimum deposit to open

Qualification to Earn Rewards and ATM Refunds

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking or mobile banking

But if you don't meet these qualifications, don't worry - your account is still free.  And you can get right back to earning your rewards the very next cycle that you qualify.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.