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Basic Checking

OHCU offers two additional checking account options, Basic Checking and My Way Senior Checking.  These checking accounts both include Unlimited check-writing privileges, Overdraft Protection from savings, ATM/Debit Card services, Online and Mobile Banking, Bill Payer services, and Direct Deposit availability*.

  • Minimum daily balance of $100 required, otherwise monthly fee.*
  • No debit card transaction requirements
  • If not enrolled in E-Statements you will incur a Paper statement fee** (waived if under age 18 or over age 65).
  • This account does not include ATM refunds, Members will have free access to our partner ATM networks, the MoneyTower Network and the CO-OP ATM Network.

*See current Terms and Charges

Members 17 and under do not have any minimum daily balance requriements.