Making a Positive Difference in our Neighbors' Lives

615-847-4043

Loan Rates

Secured Loans
Type   Annual Percentage Rate*
Automobile as low as 1.99%
Boats, Watercraft, and Recreational Vehicles as low as 4.50%
Motorcycle as low as 1.99%
Share Secured Loans (Fixed) as low as 2.25%

Certificate Secured Loans (Fixed)

Term cannot exceed the maturity of the certificate

as low as

2.00%

(above the certificate dividend rate)

Unsecured Loans
Type   Annual Percentage Rate*
Personal as low as 9.75%
Miscellaneous as low as 9.75%
Line of Credit
Type   Annual Percentage Rate*
Personal Line of Credit as low as Prime Rate + 2%

Prime Rate is published in the Wall Street Journal*

Rate floor of 9%

Payment based on 3% of limit or a minimum payment of $50 per month

   
Credit Cards
Type   Annual Percentage Rates*
Visa Platinum as low as

8.49%

First Mortgages
Term Origination Fee Interest Rate*
5 Year 0.50% 2.250%*
10 Year 0.50% 2.500%*
15 Year 0.50% 3.250%*
20 Year 0.50% 3.750%*
30 Year 0.50% 4.125%*
Additional Information

Cash out refinances up to 80% LTV | Purchases and/or no cash-out refinances up to 95% LTV

Processing fee required on all mortgage loans

Home Equity Loans
Term   Interest Rate*
5 Year Fixed Rate (Up to 85% LTV) 4.500%
10 Year Fixed Rate (Up to 85% LTV) 5.000%
15 Year Fixed Rate (Up to 85% LTV) 5.875%
Home Equity Line of Credit
Type Payment Annual Percentage Rate*
Variable Rate (Up to 85% LTV) 1% of ending monthly balance Prime Rate (floor rate of 4% - ceiling rate of 18%)
Prime Rate   4.25%

 

Additional Loan Information

*Your rate may vary from the rate quoted and will be determined by your credit score

Mortgage interest rates are subject to change without notice

Secondary mortgage market financing through First Community Mortgage, Inc.

Terms vary

Minimum balance of $25 to establish membership

Love My Credit Union Rewards MasterCard
Telemedicine of America Verified by VISA
Equal Housing Lender Federally insured by NCUA