Basic Savings Accounts

This account requires a minimum balance of $25 to maintain membership with Old Hickory Credit Union. This account allows unlimited deposits and five free withdrawals quarterly.  Withdrawals in excess of five will incur a fee**. The savings account earns dividends* which are compounded and paid monthly. ATM access is available with your Old Hickory Credit Union ATM or Debit Card.

*See current rates
**See current Terms and Charges

Share Certificates

Share Certificates are available in terms of six months and longer. Our published sheet of current rates and terms can be found in PDF format under Dividend Rates and Annual Percentage Yields.

Christmas Club Accounts

This special savings account allows unlimited deposits yearly. On or about October 15 each year, funds are transferred to a member’s primary savings account for withdrawal. The account earns dividends* which are paid monthly into the account.

*See current rates

Vacation Club Accounts

This special savings account allows unlimited deposits yearly. On or about May 15 each year, funds are transferred to a member’s primary savings account for withdrawal. The account earns dividends* which are paid monthly into the account.

*See current rates

Money Market Account

This account offers tiered dividend rates that are based on the account balance. Dividends* are compounded and paid monthly to this account. Withdrawals are allowed from this account under the same limitations applicable to our Savings Account. Our published sheet of current rates and terms can be found in PDF format under Dividend Rates and Annual Percentage Yields.

*See current rates

Health Savings Account

A Health Savings Account (HSA) is an account you can put money into to save for future medical expenses. It is owned by an individual and the funds can roll over from year to year.  It also has significant tax advantages. In many respects, an HSA operates similarly to an IRA. Money in an HSA (contributions, earnings and distributions) is exempt from federal taxes when used for qualified medical expenses for the HSA owner, spouse, and dependents. An HSA can only be established if the individual has a high deductible health plan, also known as catastrophic insurance.

Individual Retirement Accounts

Old Hickory offers a variable rate IRA savings account and IRA Share Certificates. Rollovers from other IRA accounts, pensions and 401k accounts are accepted.