Refinance your auto loan with Old Hickory Credit Union , lower your monthly payment and earn 1.00% cash back up to $500* 

Your current loan slowing you down? Let our expert team tune it for better performance so you can save money every month and finish ahead.

Speed Up My Savings

It’s Time for a Better Ride

If your current auto loan isn’t performing, you’re likely paying more than you need to.

At Old Hickory Credit Union, we act as your financial pit crew—fine-tuning your loan so it runs more efficiently. That means lower monthly payments, less interest over time, and real money back in your pocket.

This isn’t just refinancing. It’s a smarter way to manage your money.

See How Much You Could Save

Use our calculator to quickly compare your current loan with a refinanced option from Old Hickory Credit Union.

In just a few clicks, you can estimate:

• Your new monthly payment 
• Your potential savings over time 
• Your cash back—up to $500 

It’s fast, simple, and built to give you real answers.

Check My Savings Now

Get Paid to Upgrade Your Loan

When you refinance your auto loan, you don’t just save—you earn.

Get 1.00% cash back—up to $500 when you refinance with Old Hickory Credit Union.

That’s money back in your pocket, on top of the savings from a lower payment and better terms.

A Simple Process That Works for You

Getting started is easier than you think.

Apply online in minutes. Our team will review your current loan and look for ways to improve your rate, lower your payment, or shorten your term. Once approved, we’ll handle the details so you can start saving right away.

No stress. No confusion. Just a better loan built around you.

Built for Members Like You

This offer is available for auto loans refinanced between April 15 and July 31, 2026, with a minimum loan amount of $10,000.

Old Hickory Credit Union serves members across Middle Tennessee, including those who live or work in Davidson, Sumner, Robertson, or Wilson counties, as well as Smyrna and La Vergne.

If you’re eligible for membership, you’re eligible to apply.

Don’t Let Your Loan Hold You Back

You could be paying less each month, saving more over time, and earning up to $500 cash back—all with a process that’s fast and straightforward.

Let’s get you moving in the right direction.

Speed Up My Savings

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*Offer valid on approved credit for auto refinance loans funded between April 15 and July 31, 2026. Minimum refinance amount $10,000. Members will receive a cash bonus equal to 1% of the refinanced loan amount, up to a maximum of $500. Bonus is calculated separately from any interest or payment savings. Existing Old Hickory Credit Union auto loans do not qualify. Membership eligibility required. Additional terms apply. Federally insured by NCUA