Make this holiday season even brighter with a Holiday Loan from Old Hickory Credit Union! Whether you’re shopping for gifts, traveling to see loved ones, or hosting festive gatherings, we’re here to make your seasonal spending simple, smart, and stress-free.

Benefits That Bring Cheer:

• Borrow up to $2,500: Cover your holiday needs — big or small
• Low, Fixed Rate of 6.99% APR: Peace of mind with one steady rate
• 12-Month Repayment Term: Manageable payments that fit your budget

That’s right — everyone approved receives our low 6.99% APR!
No gimmicks, no guessing — just straightforward holiday help when you need it most.

Apply Today and Feel the Holiday Joy

Don’t let seasonal expenses weigh you down — let your heart (and your budget) be light.

Apply now through January 31, 2026, and make this season one filled with more joy, less stress, and memories that truly last. Our elves are ready and willing to assist you.

APPLY now

 

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*APR = Annual Percentage Rate. All loans subject to credit approval. Normal underwriting guidelines apply and will determine approved loan amount. All approved applicants will receive 6.99% APR for up to 12 months regardless of credit score. Minimum loan amount is $300 with a maximum amount of $2,500. OHCU membership must be established or in good standing. Promotional rate valid from 11/3/2025 – 1/31/2026. Old Hickory Credit Union reserves the right to change, alter, modify, or cancel this promotion at any time. Federally insured by NCUA.