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Rewards Credit Card

Make the right choice with an OHCU Choice Rewards Credit Card!

Make the smart move with an OHCU Choice Rewards Visa Credit Card - built to reward the way you spend every day. Earn valuable rewards on purchases, enjoy competitive rates, and take advantage of flexible features designed to fit your lifestyle. Whether you're covering everyday expenses or planning something bigger, the right choice is the one that gives you more back. Choose rewards. Choose convenience. Choose OHCU.

OHCU Choice Rewards Visa

Perfect for anyone who wants to earn points redeemable for cash back, gift cards, merchandise and more!

  • Earn points with every purchase
  • No annual fee
  • Earn 500 bonus points for first time rewards site access
  • $0 Balance Transfer Fee
  • Yearly promotions and special offers
  • Spend $1,500 in first 90 days and earn 3,000 bonus points!*

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*Balance Transfers: $0 Balance transfer fee. Old Hickory Credit Union membership is required. If you are not currently an Old Hickory Credit Union member, you must be eligible to open a Primary Share account to become one. The minimum deposit to open and maintain a Primary Share account is $25. All credit is subject to approval based on creditworthiness. Not all applicants will qualify. APR = Annual Percentage Rate. Balance transfers may not exceed your approved credit limit. There is no grace period for balance transfers. Finance charges will begin accruing on the date each balance transfer posts to your account. Finance charges are calculated using the Average Daily Balance Method, as described in your Cardholder Agreement. Rates are subject to change. Verification may be required. There is no minimum balance requirement for balance transfers themselves. Old Hickory Credit Union reserves the right to decline any balance transfer request, including duplicate requests.

**Acquisition Campaign: Must spend $1,500 on qualifying purchases within 90 days of opening card to earn 3,000 bonus points. Purchases do not include balance transfers and cash advances. To qualify for bonus points, all transactions must post and settle within 90 days. Please note merchants may wait for purchase to ship before the post the purchase to your account. Restrictions apply. See full Old Hickory Credit Union Choice Rewards Terms and Conditions.

***Redemptions: Old Hickory Credit Union does not have the ability to control how a retailer chooses to categorize their business and therefore reserves the right to determine transaction eligibility. OHCU Choice Rewards Points can be redeemed for gift cards, travel rebates, cash back via credit card statement credit or deposit to share, fuel, merchandise, and charitable donations. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled.

Checkout with points – redeeming rewards points for a discount toward qualifying purchases at checkout at participating merchants. 1,000 points = $5 off per transaction and 2,000 points = $10 off per transaction.

Fuel with points – redeeming rewards points at the pump. 2,000 points = $0.50 off per gallon. Transactions are limited to 20 gallons. Should the cardholder need more than 20 gallons, they will need to perform a second transaction.

****Points are void when the card is canceled. Offers valid only on OHCU Choice Rewards Visa® Credit Cards.