Earn 1 point for every $1.00 spent on credit card transactions. Experience Real-Time Rewards options from Pay with Points, to Checkout with Points, to Fuel with Points, to Cash Back!
1,500 points
2,500 points
3,500 points
5,000 points
7,500 points
10,000 points
Use your points to cover the cost of transactions.
Pay with Points
Use your rewards card wherever you shop for everyday purchases.
Notifications get sent to your phone / email after purchase.
Choose option to pay with your points for your recent purchase.
Use your rewards card at participating merchants and redeem your rewards points for a discount toward a qualifying purchase at checkout.
Checkout with Points
Use your rewards card at any participating station when fueling up, and you can redeem your points for rewards at the pump.
2,000 points = $0.50 off per gallon, up to 20 gallons
Fuel with Points
Shop at participating merchants and use your rewards card at checkout.
If you have enough points and your transaction qualifies, select "yes" when the screen prompts you to redeem your offer.
Checkout & save! Score a $5 or $10 discount*, to immediately apply to your qualifying purchase.
Use your points to redeem other reward options from statement credit or deposit to share to gift cards to merchandise to travel to experiences or even make charitable donations.
Additional Rewards
Apply for OHCU Choice Rewards
View OHCU Choice Rewards Terms and Conditions
*Balance Transfers: $0 Balance transfer fee. Old Hickory Credit Union membership is required. If you are not currently an Old Hickory Credit Union member, you must be eligible to open a Primary Share account to become one. The minimum deposit to open and maintain a Primary Share account is $25. All credit is subject to approval based on creditworthiness. Not all applicants will qualify. APR = Annual Percentage Rate. Balance transfers may not exceed your approved credit limit. There is no grace period for balance transfers. Finance charges will begin accruing on the date each balance transfer posts to your account. Finance charges are calculated using the Average Daily Balance Method, as described in your Cardholder Agreement. Rates are subject to change. Verification may be required. There is no minimum balance requirement for balance transfers themselves. Old Hickory Credit Union reserves the right to decline any balance transfer request, including duplicate requests.
**Acquisition Campaign: Must spend $1,500 on qualifying purchases within 90 days of opening card to earn 3,000 bonus points. Purchases do not include balance transfers and cash advances. To qualify for bonus points, all transactions must post and settle within 90 days. Please note merchants can waiti for a purchase to ship before they post the purchase to your account. Restrictions apply. See full Old Hickory Credit Union Choice Rewards Terms and Conditions.
***Redemptions: Old Hickory Credit Union does not have the ability to control how a retailer chooses to categorize their business and therefore reserves the right to determine transaction eligibility. OHCU Choice Rewards Points can be redeemed for gift cards, travel rebates, cash back via credit card statement credit or deposit to share, fuel, merchandise, and charitable donations. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled.
Checkout with points – redeeming rewards points for a discount toward qualifying purchases at checkout at participating merchants. 1,000 points = $5 off per transaction and 2,000 points = $10 off per transaction.
Fuel with points – redeeming rewards points at the pump. 2,000 points = $0.50 off per gallon. Transactions are limited to 20 gallons. Should the cardholder need more than 20 gallons, they will need to perform a second transaction.
****Points are void when the card is canceled. Offers valid only on OHCU Choice Rewards Visa® Credit Cards.
Apply Now
Open an Account