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OHCU Blog

Tax Returns: Everything You Need to Know in 7 Steps

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Tax returns are an essential part of every individual’s financial life. It is the process of submitting information about your income, deductions, and credits to the government to calculate the amount of taxes owed or refund due. check out this step-by-step guide to help you understand the tax return process!

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Can’t Buy Me Love: Romantic Gifts That Won’t Break The Bank

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According to the National Retail Federation (NRF), 52% of Americans plan to spend upwards of $192 on Valentine’s Day this year. That’s why we’re here with a few ideas on what to get that special someone without spending an arm and a leg.

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A Date with Debt

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Are those butterflies in your stomach because of first-date jitters or because debt is calling you up? If it’s the latter, you’re not alone. In fact, a recent survey from Lendingtree noted that “22% of millennials (ages 26 to 41) and 19% of Gen Zers (ages 18 to 25) have gone into debt from what they’ve spent on dating.” Surprised? Let’s examine what makes dating so expensive.

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Financial First: Making Your First Budget Plan

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This year, we’re starting strong and planning to be financially savvy all of 2023 by making a budget plan!

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Don’t Buy into Impulse Buys

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Check out these five ways to prevent holiday impulse purchases!

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Your Year-End Financial Checklist

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We’re encouraging you examine your finances and use this handy checklist to make sure you’re ready to ring in the new year on financially stable ground.

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Buy Now Pay Later: Is It Worth It?

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The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds too good to be true! Until you get to the fine print and find out that it is. Learn why BNPL can become a dangerous habit to fall into.

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Gift-Giving Like a Pro!

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Want to know a great way to stay within your holiday budget while also getting the gifts your loved ones really want?

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Marriage and Money: What You Need to Discuss

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Before you tie the knot, it pays to know a few things. How can couples set expectations for their financial future? Here are a few tips.

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Budget Friendly Fall Activities

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Get your pumpkin spice, grab a football, and pick up that rake in the garage, because we’re about to explore some great ways to enjoy the fall traditions on a budget!

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