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OHCU Blog

The Cost of Raising a Child

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As inflation continues to wreak havoc on the middle and lower socioeconomic classes, many will feel the sting of rising costs in different areas of their lives. Here are a few ways you can combat the rising costs of parenthood:

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“Smishing” is the New Phishing

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Look out — there’s a new scam in town! “Smishing” is a scam format that has recently encountered a boost in scammer popularity, and it’s surprisingly sneaky. Keep reading to learn more about smishing and how to keep your information safe!

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Start Saving and Stop Spending

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Once you become familiar with the world of finance, you can maneuver more effectively through your own financial history to set up your future. Here are some ways to become more comfortable with the wild world of money!

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Home Equity Loan vs. HELOC: Which Is Right For You?

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Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. So, how do you know which one is right for you? Allow us to give you the breakdown!

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Preventing Elder Abuse

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Each year, elders are subject of hundreds of thousands of scams, cons, and other types of financial abuse. There are ways to prevent this abuse so your family member or loved one doesn’t have to be a victim. Keep reading to learn about some common scams so that you can identify them— and help your loved ones avoid them— in the future

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What’s The Buzz on NFTs?

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Despite the hype, excitement, and celebrity endorsement surrounding the NFT industry, many still don’t quite understand what an NFT is, let alone how they work. That’s why we’re here to help navigate the NFT pitfalls you might encounter.

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What’s the Deal with Debt Consolidation?

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Have you heard the term “debt consolidation” tossed around? It sounds both intimidating and interesting. A way to simplify your debt and monthly payments? Perfect! But debt consolidation isn’t for everyone, especially if you don’t want to rush into something that isn’t right for your finances. Read on to find out if this solution is right for you! 

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Tips for Teaching Kids About Money

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Money management may not seem like the most fun topic to discuss with your children, but it is truly a life-changing investment. Instead of a passive attitude towards kids and their finances, we can take charge of the conversation without making it boring or scary. Check out this blog for tips on how to start!

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Five Fuel Efficient Cars To Save You Money At The Pump!

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If you’re thinking about trading in your gas guzzler for an economically and environmentally friendly vehicle, here are some of the best to look at!

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3 Reasons Your Resolutions Are Already Failing

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About 84% of people aren’t able to follow through on their resolutions, but that doesn’t mean you should throw in the towel! It is absolutely possible to stick to your resolutions— you just need to recognize the common pitfalls of failing resolutions and plan to overcome them. Luckily for you, we’ve gathered three reasons many resolutions fail and some ways you can get back on track.

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