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Home Equity Loan vs. HELOC: Which Is Right For You?

Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. So, how do you know which one is right for you? Allow us to give you the breakdown! How are they similar...
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https://www.ohcu.org/Blog/Personal-Finance/June-2022/Home-Equity-Loan-vs-HELOC-Which-Is-Right-For-You 6/21/2022 9:28:21 AM

How To Attend Sports Events on a Budget

Seeing your team win in person can be great, but you know that it can get pretty darn expensive. If you’ve ever been to a game, you know very well that cheap seats don’t really come cheap. Plus, if you want to take your entire family with you, it can easily cost an arm a...
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https://www.ohcu.org/Blog/Savings/October-2021-(1)/How-To-Attend-Sports-Events-on-a-Budget 10/29/2021 8:01:44 AM

How to Avoid Purchasing Flooded and Fixed Cars

Hurricane Ida is one of the strongest hurricanes to hit the U.S. in recent memory, causing much flooding and devastation. After an event like this, flooded cars often enter the used car market. They may have these cars cleaned up, but flood damage is unpredictable. The many...
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https://www.ohcu.org/Blog/Personal-Finance/September-2021/How-to-Avoid-Purchasing-Flooded-and-Fixed-Cars 9/22/2021 10:00:00 AM

How To Tip In Different Situations

Tipping lets you show your appreciation to a delivery person or server's hard work; plus, it can help them settle their monthly bill or pay their tuition fee. However, you might still be unsure when you should tip and how much you should tip in various situations. Below, yo...
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https://www.ohcu.org/Blog/Personal-Finance/September-2021/How-To-Tip-In-Different-Situations 9/16/2021 10:13:09 AM

Last-Minute Thanksgiving Saving Tips

Thanksgiving is just around the corner, and you might not be prepared. You might be panicking inside since you haven’t set aside enough money for the holiday. With Thanksgiving approaching, everything associated with the holiday can become very pricey. Don’t worry, you’r...
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https://www.ohcu.org/Blog/Savings/November-2021-(1)/Last-Minute-Thanksgiving-Saving-Tips 11/22/2021 4:06:43 PM

Make the Most Out of Your Child Tax Credit Payments

The Child Tax Credit (CTC) of 2021 is set to be a game-changer for low-income families with children, and The Biden Administration estimates that these new improvements could go as far as cutting child poverty in half, bringing direct payments to nearly 40 million Americans...
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https://www.ohcu.org/Blog/Personal-Finance/July-2021/Make-the-Most-Out-of-Your-Child-Tax-Credit-Payment 7/23/2021 9:42:58 AM

Marriage and Money: What You Need to Discuss

Before you tie the knot, it pays to know a few things. Everybody has a different way of managing their finances, and if you and your partner aren’t on the same page, you might find yourself struggling to navigate financial issues when they arise. In fact, an article in the ...
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https://www.ohcu.org/Blog/Personal-Finance/October-2022/Marriage-and-Money-What-You-Need-to-Discuss 10/27/2022 11:35:38 AM

Navigating Divorce Finances

Divorce is stressful, and it is expensive. They can tend to cost as low as $15,000 and as high as $20k for most couples. To put it into perspective, that could be the cost of a new car, a college tuition loan, and medical bills. These expenses most commonly are due to attor...
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https://www.ohcu.org/Blog/Personal-Finance/March-2023-(2)/Navigating-Divorce-Finances 3/20/2023 2:28:38 PM

Preventing Elder Abuse

Each year, elders are subject of hundreds of thousands of scams, cons, and other types of financial abuse. These scams are estimated to lose seniors up to $30 billion dollars per year of their hard-earned wealth and financial assets. The worst part? Yes, this abuse can be b...
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https://www.ohcu.org/Blog/Personal-Finance/June-2022/Preventing-Elder-Abuse 6/14/2022 10:20:44 AM

Renting vs. Owning

There are many reasons why people choose to rent rather than own a home. Some renters simply like the idea of owning a temporary place as they are still unsure if they want to settle down while others want to avoid the many expenses of ownership. However, the major downside...
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https://www.ohcu.org/Blog/Personal-Finance/October-2021/Renting-vs-Owning 10/1/2021 9:28:49 AM
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