At Old Hickory Credit Union, your safety comes first. We know the world is changing fast, and unfortunately, so are the ways scammers try to trick people. That’s why we put this guide together—to help you recognize fraud, avoid it, and protect what matters most.
What’s Happening Out There?
Fraud is on the rise, and it’s not just targeting one group of people. Young adults, older members, families—everyone is at risk. Scammers are smart and convincing, but you don’t have to be fooled.
Here are some common scams we want you to be aware of:
🔐 Fake Identities
Some scammers create fake profiles using real and made-up info. They use these to open accounts or take out loans.
🤖 Tricky Messages
Whether by text, email, or phone call, fraudsters may pretend to be someone you trust, like your bank or a family member, to get personal details.
📞 Pretending to Be Someone Else
Scammers act like government workers, tech support, or even a loved one. Their goal? Get your info or money.
📱 Investment or Crypto Scams
If someone promises a big return quickly or pressures you to send money, it’s likely a scam.
💻 “Tech Help” Scams
You might get a pop-up or call claiming there’s a problem with your computer. They’ll ask for access or payment—don’t do it.
🛒 Shopping Scams
Beware of fake websites or deals that look too good to be true. Stick to trusted stores and use credit cards for added protection.
How Scammers Try to Fool You
- They make it look official (fake numbers, websites, or emails)
- They rush you to act fast (urgency is a red flag)
- They may even use new tech like AI to sound more convincing
Simple Ways to Stay Safe
- Take a moment. Don’t rush to click or respond.
- Double-check. If something feels off, call the person or company directly.
- Use strong passwords and 2-step login.
- Be careful with personal info. Don’t share unless you’re sure it’s safe.
- Watch your accounts. Check for anything unusual.
- Talk about it. Share these tips with friends and family.
- Report scams. It helps others, too.
We’re Here for You
You’re never alone in this. Old Hickory Credit Union is here to help you understand what to look for and how to stay protected. If you’re ever unsure, call us. We’d rather talk through something small than have you face something big on your own.
Together, we can stay a step ahead of fraud.
Stay safe. Stay smart. We’ve got your back.